Information Checklist

Here is a checklist outlining all necessary information you should have at hand before applying.

Your Personal Details

• Your full name
• Your date of birth
• Your current driver’s licence number and expiry date
• If you do not have a current drivers licence, then details of your Passport including number, place of issue and expiry date

Your Residential Details

• Your current residential details
• If you have not been living at your current address for at least 3 years, the details of your previous address
• If you have a mortgage, or have recently applied for a mortgage, the details of the monthly payments.
• If you are renting or boarding, the details of your landlord / real estate agent including:
• Name
• Telephone number

Your Income Details

• Your current employer’s details:
• Name
• Address
• Telephone number
• Your salary or employment number (if applicable)
• If you have not been in your current job for three years, the details of your previous employment:
• Name
• Address
• Telephone number
• Your monthly salary figures (after tax):
• To calculate your monthly income, multiply:
• Your weekly salary (after tax) by 4.2
• Your fortnightly salary (after tax), by 2.1.
• If you are self-employed, income figures from your last two years, tax returns and assessment notices (before and after tax)

Your Asset & Liabilities Details

• Details of the assets you own, including:
• The estimated value of your home, if you own or are buying your home
• Details of any investment properties
• Bank Accounts
• Shares
• Life insurance
• Motor vehicles and other lifestyle assets
• Personal effects
• Details of the liabilities you owe and all of your monthly financial commitments, including:
• The outstanding balance of your mortgage & monthly repayment if you are buying your home
• The outstanding balance of any investment property & monthly repayment/s
• Details of any other loans you may have
• Details of your any credit cards, store cards or charge cards
• If you are renting or boarding, the details of rental agreement any monthly rent/board

Your Loan Details

• The purpose of the loan and details of any goods you are purchasing
• Your Requirements and Objectives
• The amount you wish to borrow